Moneydance Personal Finance for Mac

Organize accounts, categorize transactions, create budgets and review financial reports. Moneydance Personal Finance for Mac is a desktop personal-finance manager that runs on Windows, macOS and Linux and keeps your data locally in an encrypted file. It downloads transactions and sends payments online with supported banks, tracks stocks, bonds, funds and other investments, handles multiple currencies with a history of exchange rates, compares budgets with actual spending, and reminds you of upcoming bills. Account registers hold the underlying transactions, while categories and reports help explain where money is going. Budgeting and investment tracking provide additional views of the same financial picture. The quality of those views depends on accurate entries and consistent categorization, so imported information should be reviewed rather than accepted without checking for duplicates or mistakes. The publisher also offers online-banking workflows, but supported institutions and any connected-service conditions need to be checked for the intended accounts. The application does not guarantee that every bank can connect or that every transaction will be categorized correctly. Back up the data file before a large import or migration, and reconcile the records with the institution’s statements before relying on the reports for decisions.

Features

• Online transaction download and bill payment
• Investment tracking
• Multi-currency with rate history
• Budgets and reports
• Bill reminders
• Windows, macOS and Linux